Budget
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Budget: I use to cringe upon hearing that word. I knew where all the money was going, it was all mapped out in my head. The money was leaving my checking account to pay all the bills in my life. Minimum payments only, of course.
A very strange thing happen to me though. Once the money in the checking account ran out, I used the credit cards to keep “getting by” until the next pay period. I did this for years… Enough about the debt part lets get to the budget and tracking sheets.
Here’s a templete for my bi-monthly budget report. These files were generated by Chad Pennycuff, my Financial Coach. Since they are easy to use, I’ve just customized them for my needs instead of writing my own.
