There’s enough going on around us to disrupt our day and intimidate our mood without the distraction and frustration about our finances.
Sadly, although we have the ability to control our financial situation, we sometimes don’t exercise that ability.
It’s been well documented that a married couple’s number one reason for arguments and bitterness is money. If that’s true, then personal finances has to be the number one frustration with single people as well, they just don’t have anyone to take it out on. The point is, no one is untouchable when it comes to struggles with money.
Do you let those struggles ruin your day? Your week? Your month? What about a whole year?
Release Your Anger
Some professionals might tell you to remove a problem if it causes you anger. Obviously, you can’t remove money from the equation. Instead of ignoring whatever financial problems or frustrations you have, face them head on and tackle them one at a time.
One of the reasons Dave Ramsey’s Debt Snowball system has become such a popular idea is that it takes a giant problem – consumer debt – and breaks it down into smaller, more manageable pieces.
It’s time to take a deep breath, face your financial situation, get out of your emotional rut, and put a plan in place to tackle your problems. The way I see it, you can stay bitter and angry for the rest of your life hoping your bad situation fixes itself (like that ever happens) or you can take the steps to begin fixing it yourself.
Address the Cause of the Problem
Ok, so I’m not a psychologist, but I do know that the best way to fix a problem is to go to the source. So what’s causing all of this anger in your life, financially speaking? Overwhelming debt? Chronic late payments and the fees incurred? No savings for retirement or college? Maybe it’s simply making enough money to pay the bills.
Let’s face it, we’re not all going to be in the position to save for retirement when we’re having trouble keeping the electricity on or the repo man away from our car.
Once you can nail down the source, put a plan in place to begin fixing the problem. If you’re accumulating too much debt, it might be a good idea to start a budget and stop spending so much. Getting control of your spending habits is the first step to reducing your debt. How else can you reduce debt if you keep spending too much?
If you can’t make a payment on time to save your life, you might want to think about automating some or all of your finances and bill payments. If the root problem is no savings to speak of, begin researching retirement strategies and make a decision. If you’re not making enough money to pay the bills, start finding ways to make more money or take a look at your lifestyle and ask yourself if you’re living within your means.
Keep Going Until You Find Success
Whatever solution you find to your financial issues, it won’t solve anything unless you keep at it. Going half way won’t get you to where you want to be.
Do you know what the term ‘persevere’ means? It means that you’ll have to keep going even when things get tough and you want to quit. Don’t quit. Don’t give up on your finances. There are plenty of tools, tips, advice, and assistance out there to help you find success.
You’re just going to have to commit to fixing your situation – it can be done!
Photo By etee