Comments on: Debt Free Christmas 2010

By: Jeffrey Kosola

Jeffrey Kosola — Mon, 23 Aug 2010 07:58:35 +0000

Hi Richard, That is a great way to handle Christmas as long as they continue to offer overtime during the holidays. Thanks for the great comment.

By: Richard @ Debt Assistance

Richard @ Debt Assistance — Fri, 20 Aug 2010 00:13:43 +0000

I find that my job almost always offers overtime during the busy Christmas period of November and December as many people want to take some vacation time and for the last few years have lapped this up until a week or two before Christmas. As I get paid weekly this means my income goes up naturally as my spending does and so I generally manage to come out the other side without any additional debt whatsoever. Lots of companies take on Christmas temporary staff and this can be a useful trick to consider.
Richard @ Debt Assistance´s last blog ..How To Smooth The Peaks And Troughs In Your Personal Finances

By: Jeffrey Kosola

Jeffrey Kosola — Fri, 22 Jan 2010 15:32:52 +0000

Good point on the Christmas Club. I used one when I was younger but total forgot about it.

Good luck starting your FPU class. It sould be a blast for you. Have you ever seen DR live? I’ve seen him twice and boy is that a great time

By: Ken

Ken — Fri, 22 Jan 2010 14:15:06 +0000

I have used Christmas Club at local credit union for years. You select a monthly amount to be deposited every month. It’s automatically deducted from my check every month. Key thing: If you don’t see it, you don’t spend it!

Great advice! I’m a DR fan as well. We start FPU at church in 2 weeks.
Ken´s last blog ..College Rules: Work for Your Fun

By: Jeffrey Kosola

Jeffrey Kosola — Fri, 22 Jan 2010 00:54:25 +0000

I love this Craigslist idea. My wife just started to sell some things on it again. We’ve made a little bit of cash that we are putting toward some clothing upgrades for my son, who’s sprouting very quickly Anything left over with end up in the x-mas fund.

By: Mysti

Mysti — Thu, 21 Jan 2010 21:44:38 +0000

I have been saying this for years. Christmas isn’t a “surprise.”

I started selling things on Craigslist, through parenting sites, etc last year. All of that money went into the Holiday fund. I was able to purchase many things early in the year and put it away. And it gave me time to think about what I wanted to do.

Good luck!
Mysti´s last blog ..We rocked it!

By: Jeffrey Kosola

Jeffrey Kosola — Wed, 20 Jan 2010 21:54:41 +0000

Any time you are feeling Christmasy feel free to link to the post

Yeah, up until a couple of years ago I was in the latter section of people. I’m so glad I’ve drank the Kool-aid like @budgets said earlier.

By: Samurai

Samurai — Wed, 20 Jan 2010 20:04:40 +0000

See you in the Top 200,000 in 6 months my brother! We will create a powerful sphere of influence, us little guys! Whoo hoo.

By: Matt Jabs

Matt Jabs — Wed, 20 Jan 2010 19:52:23 +0000

Thank you for writing this post… now I don’t have to!

The great and obvious point that sticks out like a sore thumb yet seems to elude so many each year is the fact that Christmas… “happens EVERY YEAR ON DECEMBER 25th. It’s never on November 1st or Febuary 29th, always December 25th.”

If given the choice between $46/month or huge credit card bills every January, I think most commonsensical consumers would choose the former, yet so many end up practicing the latter.

Let’s make 2010 different folks.

By: Jeffrey Kosola

Jeffrey Kosola — Wed, 20 Jan 2010 19:13:17 +0000

I just entered your challenge. 200,000 here I come.

In case anyone is interested in Samurai’s challenge follow the link to find out about it.

http://www.financialsamurai.com/2010/01/20/creating-powerful-friends-the-alexa-ranking-challenge/