Comments on: Emergency Credit Cards

By: Emergency Fund Help Needed

Emergency Fund Help Needed — Mon, 07 May 2012 12:43:54 +0000

[...] only in an extreme case could I consider that option. And of cause I could always pull out that Emergency Credit Card. I’m trying to get out of debt here, not start over [...]

By: Using Credit as an Emergency Fund

Using Credit as an Emergency Fund — Wed, 13 Jul 2011 22:49:45 +0000

[...] But what about using your credit card as an emergency fund? [...]

By: youngandthrifty

youngandthrifty — Tue, 05 Jan 2010 03:22:27 +0000

Hey Jeff, thanks for putting me on a blog roll! (my first one! haha I am blog roll devirginized now).

I’m in the process of putting a blog roll up too! (it will be soon… just need to get off my a__ to do it!)

PS that is pretty good that you know what jimmy choo’s are! (most guys don’t- my guy doesn’t know likely) your wife must be proud! =P
.-= youngandthrifty´s last blog ..2010 Financial Resolutions from PF bloggers =-.

By: Jeffrey Kosola

Jeffrey Kosola — Mon, 04 Jan 2010 15:30:30 +0000

@Indian Thoughts

Thanks for weighing on this one. It’s a very personal choice, and it’s great to see the varied stances people have.

By: Jeffrey Kosola

Jeffrey Kosola — Mon, 04 Jan 2010 15:21:11 +0000

Too bad I’m a guy, but I do know what Jimmy Choos are.

Check out my Blog/Twitter Role, I just added you

By: Indian Thoughts

Indian Thoughts — Mon, 04 Jan 2010 07:09:46 +0000

I am more of a Emergency Fund person. I am not sure I'll ever opt for emergency credit cards. But I still think its more of personal choice and comfort level. .-= Indian Thoughts´s last blog ..How I Spend first day of 2010 =-.

By: youngandthrifty

youngandthrifty — Sun, 03 Jan 2010 09:01:37 +0000

Hahah 10 cosmos. Yes, or the manolo bhaniks and jimmy choo shoes would warrant breaking into the emergency credit card. They would put a big dent in the card.
No, I didn’t go to Oahu for a $50 a night room, that would defeat the purpose of trying to save money. =)
.-= youngandthrifty´s last blog ..2010 New Year Financial Resolutions =-.

By: Jeffrey Kosola

Jeffrey Kosola — Thu, 31 Dec 2009 17:41:51 +0000

Ha Ha Sex and the City girls would think 10 cosmos are worth dipping into an Emergency Fund.

I hope you didn’t go all the way to Oahu for a $50 a night room

Thanks for the EF vote, keep up the great work… Jeff

By: youngandthrifty

youngandthrifty — Thu, 31 Dec 2009 06:42:36 +0000

I would say emergency fund! I love my credit card though, I get perks with it (got to stay in the Princess Sheraton in Oahu for $50 a night) but I make sure to pay it off.

haha, I agree, clothes are definitely not an “emergency”, though I think if you proposed that to the people from Sex and the City that would be debatable to them.
.-= youngandthrifty´s last blog ..The Boxing Day Hangover =-.

By: Jeffrey Kosola

Jeffrey Kosola — Wed, 30 Dec 2009 19:06:55 +0000

Thanks Craig,

My Grandma never used a credit card and she was able to pay cash for any emergencies she encountered.

I understand the your point on credit card. It’s much easier to charge it and then transfer the money. But for many people that just leads to having a balance on a credit card again because they don’t want to touch the EF fund.

There are so many ways to handle these issues, it is a completely personal choice on how someone does. I guess that’s what make Personal Finance “Personal”

Thanks for the comment Craig (@budgetpulse), see ya around TwitterWorld
Jeff