Am I A Poser Now

by Ryan Yates

Last week marked my two year anniversary of delivering pizzas on the side for my second employer.  It was a bitter sweet experience.  I’ve grown as person while working there and have gotten my finances on track.  I’ve been able to pay down $50,000 in debt over the past 15 months with the extra money I’ve earned.  I’ve set a course to blast away the remaining debt within the next 9 months.  It’s a great place to be right now.  The only trouble is that I had to “quit” the pizza delivery job.

My day job has been keeping me extremely busy the past few months (hence the lower number of posts).  I’ve been starting work at 2am and ending around 3:30 or 4:00pm.  This is great for the pocket book because I’m getting paid overtime, but since this schedule usually includes working Saturday, pizza delivery has been tough.  My pizza schedule has been to work from 5pm until 1am on Friday and Saturday nights.  If you plot out my schedule, you’d see that I would be at JOB #1 at 2am on Friday and work straight through until 1am on Sunday, when JOB #2 is finished.  I’ve done this a couple times and it is a killer.  Besides working close to 48 hours in a row (minus travel time and shower time) the flip flop in sleep schedule is very tough.  Not that I sleep much anyway 🙂

I’m a driven person who is dedicated to paying down my debt because I would like to live debt free for my remaining years (80 or 90 more would be great), but my body isn’t able to sustain that type of schedule – its just to extreme.  The money I’m making in overtime will replace the lost earnings from the pizza delivery job but there remains a HUGE question in my head.  Am I a poser to continue to use the DeliverAwayDebt as my avenue to write about paying down debt?


Wojo August 11, 2010 at

Not at all. Just now instead of someone who is “using” pizza delivery to pay off debt, you’re someone who “used” it. That is your legacy.

I would build on it. Everyone’s life changes, obviously we didn’t expect you deliver pizzas forever. 🙂

Jeffrey Kosola August 11, 2010 at

Hey Wojo, I like that. I “used” that damn pizza to get the traction I needed 🙂 The best part about “quitting” is that if JOB #1 slows down the pizza shop said I could come back and work if I wanted. I guess is pays to be a good worker. Who knows if I will return or not, but at least the door has been let open.

Wojo August 11, 2010 at

Thanks for the promo! Maybe I should change my name to something simpler…like Peter. 😉

Julie August 12, 2010 at

Congrats on getting out of debt! No you are not a poser. It is nice to see that you used pizza delivery to get out of debt! So continue on your journey – pizza delivery or not! I still deliver pizza, and hope to be out of debt one day! And I still appreciate the encouragement! :0)

Jeffrey Kosola August 13, 2010 at

@Julie, I love hearing from other pizza people. Keep up the hard work and you will be out of debt. If you’d like to post your totals, I’d love to include them. I’m looking for others to help inspire people. Let me know if you are interested.

John August 11, 2010 at

I agree with Wojo you can still use it, just in past tense instead of present tense.
The tagline “Destroying My Debt One Delivery at a Time” may need to be altered or removed.
some examples of alteration
“Destroyed My Debt One Delivery at Time”
“Began Destroying My Debt One Delivery at a Time”

Jeffrey Kosola August 11, 2010 at

@John, thanks for the suggestions. I kinda like the “Began Destroying…” one. Of course I could write a longer one… – Once I pulled my head out of my a__ I realized that I needed extra income to pay off my debt. Pizza delivery was the “vehicle” I used to accelerate my debt blasting!! or something like that 🙂

Thanks again for the help John

Jeffrey Kosola August 11, 2010 at

@Red Your right, I can still use it. I’ll miss getting stiffed too, NOT (sorry, term from the 90’s). The stiffy alerts are what got me into blogging in the first place. J. Money noticed them and the rest is history. One of the side effects of posting the stiffy alerts are the crazy google searches that find my site through the word “stiffy”. It’s quite funny 🙂

Jolyn@Budgets are the New Black August 11, 2010 at

No! “Once a Marine, always a Marine…” Ok, not exactly the same thing… 😉

Jeffrey Kosola August 11, 2010 at

@Jolyn that’s a good one. Once a Pizza Dude, always a Pizza Dude. I don’t know how to use my bare hand to kill anyone, but I sure can make a mean pie. Oh yeah, and I’m the best pizza driver you could ever have. That my sound like “big” talk, but when you are enjoying a job and care about the customers it becomes easy to out pace all the little kids delivering in the world today 🙂

Que August 11, 2010 at

Yeah. I think you will move on and do bigger things.

Now for the important stuff… Is the pizza place hiring? 🙂

Jeffrey Kosola August 11, 2010 at

Hey Que, I’m sorry but my pizza joint is not hiring at the moment. The other workers are happy to take over my hours since they were the best ones.

Jeff @ sustainablelifeblog August 11, 2010 at

Hey Jeff,

I’ve been wondering where you’ve been these last few weeks, and thanks for letting us know! Personally, I don’t think you’ll be a poser at this or at any point. From what I gathered from your posts, you really enjoyed pizza delivery, and for some reason, I have a feeling you’ll be back in the pizza biz before too long (I think you posted about it). And I wouldnt change the name of the blog, either, but maybe the tagline.
Tipping your hat to pizza delivery to let everyone know that it IS a viable solution to pay off debt quickly or to get motivation and traction to get rid of your debt is the important take away from the site, not so much the name or the stiffy tracker (although it was/is funny)

Good luck and enjoy the overtime!


Jeffrey Kosola August 12, 2010 at

@Jeff job #1 is really keeping me busy, that’s a good thing 🙂 Thanks for continuing to enjoy my posts. I think I’d better continue, or there may be some angry readers. I’m still working on the rest of the Debt Destroyer as time permits. Thanks again 🙂

Cathie August 11, 2010 at

I think it’s perfectly alright to keep the name. A mention every once in awhile (for new readers) as to how the blog got its name might be good, and a reminder that we need to do whatever we can, including delivery jobs in order to squash debt. Or stay afloat, as is our case. We have been delivering newspapers for the last three years, and have been so thankful to be able to do that, as it has quite literally kept a roof over our heads and food on the table. And at the moment, I am delivering one route before my 9-5 every day, and my husband is delivering another route before his 9-5 training for his new job with a national company (yeah!) Needless to say, we aren’t getting much sleep, either. Once my husband is done with training and starts to make real money (keep your fingers crossed-it’s a sales job, but he is good at it) we will hang on to one of the routes for just a little while longer in order to pay down some debt and begin saving. We don’t have a lot of debt, but I do have a couple of credit card companies calling………
I enjoy your posts alot, and I’m happy for your overtime, and hoping you get a little rest!

Jeffrey Kosola August 12, 2010 at

@Cathie, my hat is off to you and your Man for working your butts off. Just know that you’ll always have a friend who understands the work and sacrifice involved in what you are doing. Best of luck to your husband on the future job front 🙂 I can make a newspaper earnings page here if you’d like to post for all to see.

Nunzio Bruno August 11, 2010 at

No Way!! Just because you aren’t delivering any more doesn’t mean you aren’t going to keep trying to better your situation. You built this brand around you and your journey and it’s the journey that keeps people like me coming back..and supporting you!! I say keep it and even if you never deliver a pizza again it would still be ok – it was a part of who you are and what helped to get you motivated and on track. Sorry to hear that your schedule is still a little intense though even without the second job.

Jeffrey Kosola August 12, 2010 at

@Nunzio Ok Ok I’ll stick with it brother. And yes, the support I receive from everyone here is awesome – as you can see by the comments. Thank you a ton my friend 🙂

Mysti August 11, 2010 at

Your “delivery” vehicle just changed. Instead of delivering pizza…now you are delivering reports or whatever. I think you are safe with the name.

At least you have a job where you get OT! Back in the day when I was young and stoooooopid, I worked for $30k a year, and worked 60 hrs a week and had a boss that would call in the middle of the night. And I was salaried, so no OT for me. It was just expected.

Jeffrey Kosola August 12, 2010 at

@Mysti yeah, 60 hours a week is a little much for a salary job paying 30K a year. If you worked that much delivering pizzas you’d make at least $50K a year. I’m on 24 hour call at the moment, but thankfully I don’t get call too offen. Hell, I’m at work at 2am anyway 🙂

Financial Samurai August 12, 2010 at

Well, you can always go back to it if you want! If I graduated from MIT, I’m always going to be an MIT grad even if I’m no longer studying.

I hope your new responsibilities at your current job are paying you more money to make up for the lost side hustle!

But don’t worry, I’ve devised a plan for us all in the Yakezie to make more money, which I think will make up for the loss in delivery income! Hang tight!

Best, Sam

Jeffrey Kosola August 12, 2010 at

@Sam hmmm, MIT? I went to MTU (close) Michigan Technological University. Yes, my current job pays quite well so I can still bust it in the debt repayment arena.

myfinancialobjectives August 12, 2010 at

Like everybody else, I don’t think you are a poser at all. You have an awesom story to tell, and this platform is a great way to do it! Your website is awesome, I love to check it, and I’m loving these short little 2 words posts.

Without a doubt, keep the site – you are not a poser because you actually DID work two jobs, 1 as a pizza delivery guy. Now if you never were one… that’d be another story!

Jeffrey Kosola August 12, 2010 at

@MFO thanks for the nice words about my site. I just really love the pizza shooting hummer, I wish I had one in real life.

Dr Dean August 12, 2010 at

Hey Jeff, I was wondering what happened to you. Work can get in the way of blogging can’t it. Twitter is nice to be able to keep in touch when you only have a moment!

I agree with everyone-you have been there/done that and should proudly wear the badge forever!

You have a gift for writing/blogging so I hope you are able to keep it up!

(My son and his buddies put a huge potato gun on the back of my old truck when he was a teen, your logo reminds me of it every time-without the pizza rims of course….)

Jeffrey Kosola August 13, 2010 at

@Dr. Dean, work sure can get in the way of blogging. Too bad I can’t blog all the time 🙂 The potato gun sounds awesome. The funny thing about the Hummer is that I really use to deliver in one. People always gave me extra money because they though I really needed the gas money. All the kids loved when the “hummer dude” delivered to them.

Money Reasons August 15, 2010 at

After 2 years of delivering away debt by delivering pizza… Just because you don’t deliver pizza anymore, you are definitely not a poser! You put your time in!

I think your site records your journey that you used to get out of debt, and more importantly display how other people can follow a similar path!

I would think that all readers would know that the pizza delivery was not a permanent vehicle for your blog.

If you do feel like a poser, perhaps you could open up to guest posters that are following a similar route (although not just pizza delivery, but any side income efforts). Or take someone in a similar scenario under your wing?

Great job! Paying down $50,000 over 15 months is an incredible accomplishment!

Jeffrey Kosola August 23, 2010 at

@Money Reasons Thanks for the awesome comment. I’m glad most people don’t see me just as the pizza dude. You are right it was just a means to an end. I don’t feel like a poser I was just really wondering what everyone else thought. You are welcome to guest post if you like 🙂 hint hint…

Kay Lynn (Bucksome) August 15, 2010 at

I agree with the others; you are not a poser. I’m so impressed that you were able to do that for 2 years!

I hope quitting the pizza job means we’ll get more posts.

Jeffrey Kosola August 23, 2010 at

Hi Kay Lynn, I sure do like using your name. I’m so glad you “came out”. Quitting the pizza job does mean that you will be seeing new post/videos around here. I haven’t slammed the door completely on the pizza gig. I still may go back if my first job slows down again. I guess that’s the best thing about being a great employee, they will always take you back.

JoeTaxpayer August 15, 2010 at

Not at all.
As a DAD groupie, I really enjoyed the tip updates, a bit of reality TV, without the TV of course. Your blog name is still valid both for the history and lesson for others.

I commented elsewhere to a woman who couldn’t make ends meet. But somehow no advice either for cutting back or increasing income was good for her. I showed her your site and advised that one could have a million excuses or one good idea to make things happen.

Jeffrey Kosola August 23, 2010 at

Joe, I like the DAD groupie part. You have been one of my longest twitter followers as well as the first person to comment on this blog. You will go down in the history books my friend 🙂 I remember that comment you wrote to the lady. She was sure not interested in doing any “work” to get out of her situation. She could have made a few little changes and sacrifices to being winning, but of course not many people are ready for that. Hmmm, how do we get people to start the journey?? I guess I would be rich if I could figure out a way to help everyone take the first step to getting out of debt and putting more money into their own pocket…The first step is always the hardest.

leslie August 15, 2010 at

Hah! Thanks for thinking of me Red!

Money Funk August 18, 2010 at

Poser!! LOL. J/K.

Jeff, it is your journey. And you started out delivering pizzas. So no, I don’t think your should switch or claim yourself as a poser. But now I wonder… is it still your plan to own and run a couple of pizza joints?

Jeffrey Kosola August 23, 2010 at

@MoneyFunk To answer the big question, not at the moment. I would love the operator some pizza joints in the future, but the near future isn’t a good fit. I’m paying off my debt so I can scale back on working. If I open a pizza joint I would be tied to it 7 days a week with some crazy hours. I would miss out on seeing my kids every night and would probably be working even more than I do now. Yes, I’ve missed out on things over the past two years, but there is an end in sight. Seeing how other people run their pizza shops, I just don’t want to take the next step until much later in life. It goes back to what many people say about getting into the franchising business, you are buying a job. Yes I can find someone to help manage the operations but that would take time and money that when starting out is hard to come by. So in short, haha I’m not going down that road yet.

Little House August 19, 2010 at

Absolutely NOT! You’re a fantastic example of how anyone can work their way out of debt. (I feel incredibly lazy compared to you.) I think it’s great that you worked two jobs for TWO years to pay down a chunk of debt. Not many people can say they’re that dedicated to anything. Hopefully, by quitting your delivery job you’ll be able to catch up on a few more Z’s!

Jeffrey Kosola August 23, 2010 at

@Little House I’m not sure about getting more sleep, but the sleep I’m getting now is better. I have a schedule now where I can get to sleep at the same time every night. I still only get about 4 hours of sleep, but it’s different. Instead of getting to sleep 2 nights at 1am and getting up the other 6 days at 1am, I can get to bed by 9 and up at 1am. This has made a world of difference. About the lazy part, you are not lazy. You have a ton of things going on that require you to put in a ton of time and effort 🙂

Penny Frugalista August 19, 2010 at

As someone who also used to deliver pizza (to live, not to pay down debt), I’d say you paid your dues and deserve to “keep” the Deliver Away Debt name! I don’t know how you kept up that grueling schedule for 2 years, but congratulations on paying down $50k of the debt. Are you going to find another 2nd job (hopefully something with more manageable hours)?

Jeffrey Kosola August 23, 2010 at

Hi “Penny”, it’s always great to know pizza alumni. It’s an elite club, I think we could start a blog about it. Pizza Horror Stories 🙂 I had to quit the pizza job because my day job has me working a ton, so I won’t be looking for another 2nd job. I can go back to pizza if I need to in the future, but I sure would like to not go that route.

Budgeting in the Fun Stuff August 20, 2010 at

I’m in the not-a-poser group, lol. You used pizza and now you are using overtime. You’re still the same dude that’s trying to kill his debt, so the same blog works. 🙂

Jeffrey Kosola August 23, 2010 at

@BFS I like the “kill his debt” line. Makes me thing that I’m using my bare hands to choke the crap out of a credit card statement, haha

Khaleef @ KNS Financial August 21, 2010 at

Of course you’re not a poser! You will always be known as the person who was willing to sacrifice to the point of delivering pizzas to get out of debt! The name speaks to your sacrifice!

Jeffrey Kosola August 23, 2010 at

@Khaleef Thanks for the input. I’m glad I chose DeliverAwayDebt instead of SacrificeAwayDebt. I’m pretty sure that no one would have read it. They would probably have thought I was some Voodoo doctor or part of some Pagan cult. Plus, not many people like the word sacrifice, it involves giving something up and not many people are will to do that anymore.

Forest August 24, 2010 at

Hey Jeff, DAD is an awesome site and you are definitely not a poser. I can see you becoming a coach soon and this site is your essential route to that end….. Looking forward to you announcing yourself debt free and I am sure you forget the pain and hours you have been going through when it’s all over.

As soon as you are out of debt you need to give that body a nice long physical rest!

Jeffrey Kosola August 24, 2010 at

@Forest I can’t wait for that long physical rest. I’m not too sure if I’m going to get it. I’m the type of person who will replace the debt blasting with something else. Maybe coaching, maybe teaching, maybe speaking, maybe making a ton of money. Who knows, but I don’t think I just stop and get complacent. PS… I love the title of the post in the CommentLuv below “Budget Like a Dictator” I’m heading over to read it in a minute.

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