“On paper on purpose.” This phrase is my second favorite from Dave Ramsey. My first being “Live like no one else, so later you can live like no one else.”
The phase “On paper on purpose” is so powerful. Not just for budgets as intended by it’s author, but also for goals. I have a million and one goals that run through my head every year. It’s the ones that I write down that get completed (personal accountability). The ones that are written down and shared with someone else (peer accountability). The ones that are posted on the refrigerator so that they can be viewed and read every single day (family accountability). These are the goals that get completed.
It’s Thursday December 31, 2009 and I’m writing this post to capture my financial goals for 2010. Yep, “On Paper Post, on Purpose”
Here are the DeliveryAwayDebt financial goals for 2010
- Pay off our 2nd mortgage which stands at $23,733.28 as of 12/31/09
- Add $1,000 to our emergency fund, being the EF to a total of $2,000
- Add $1,000 to a vacation fund, the only way to have a debt free vacation is to have cash to use for it.
- Start and grow a new used car fund for my wife. I hope to add around $3,000 to this fund in 2010.
Since I’ve started doing a Net Worth update every month, I will include the monthly updates to the 2010 Financial Goals. I will also track them in the side bar with graphs.
Having a written plan, providing updates, and monitoring progress is an excellent way to make sure your goals are meet. Remember “On Paper On Purpose.”
Good luck in 2010 everyone!!!
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Article by Jeff Kosola
DeliverAwayDebt is designed to help people along the journey toward "Debt Freedom". I use my battle against debt to demonstrate anyone with enough passion and motivation can blast away debt. My net worth is updated monthly and all my Pizza Delivery earnings are tracked. These are posted to demonstrate that YOU CAN eliminate your own debt. It will take some work, but nothing in life that matters is easy.
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Wow. Ambitious goals!
What’s a vacation?
BTW, you inspired me. Last night I called 11 pizza joints in town. Finally one said they just had a driver leave. I ran down there and had to *fill out a paper application* for the first time in 16 years. Very surreal. Fingers crossed!
Cheers,
the Dad
Climbing Out
the Dad, Climbing Out´s last blog ..A Debtless Christmas
WOW THAT’S AWESOME!!! I hope it works out for you. Keep me posted
Pizza delivery is the best second job. Of course I’m bias
Those are great goals. I like your site. Keep at it. I’m a Dave Ramsey fan as well.
Ken´s last blog ..UK Basketball & Money
Thanks Ken, I look forward to reading your blog as well. I just subscribed.
Jeff
I can’t wait for the years where I can plan almost $30k of expenses.
(That’s almost as much as my husband brings home… Lol.)
Made me think of my own tiny financial goals, hope you don’t mind if I share.
1. $1,000 invested for retirement, either Roth IRA or 401(k)
2. Pay off 240SX (~$1.9k)
3. Find a way to make $200 using the internet — Might ramp this one up, but it feels ambitious enough!
4. Keep the EF intact through our pending move to WA
Meg´s last blog ..The Experiences Come With the Territory
Those are great goals Meg. I hope you can reach them all.
Now that you shared them here, it is my duty to follow up with you in the future (peer accountability)
All the best, Jeff
Great goals Jeff! All the best for the New Year! Still 2009 as I’m typing, but not for you! haha.
Best, Sam
Financial Samurai´s last blog ..Samurai Predictions And Resolutions For 2010
Thanks Sam,
I hope you get to the million dollar mark this year. If you do, you’ll need a driver to take you places. I know just the guy
Great goals Jeff! I know you can do it man!
On paper on purpose is pretty AWESOME!
Brian Tracy taught me everything I know about goal setting but Dave Ramsey helped me take action!
The DAD – AWESOME man!! I make some good money delivering as well. It’s an awesome job whether it is a first or a second.
(and yes Jeff is very inspirational! 
Brad´s last blog ..Are You Looking To Improve Yourself In 2010? Accept My Challenge And You Could Win $100!
Who do I look to for a kick in the pants. Yep, Brad from Enemy of Debt His is very inspirational for me
Ok everyone, I have a GREAT FEELING ABOUT 2010. I believe we are all going to kick some major A$$ this year.
This is one of my favorite aspects of blogging- the ability to broadcast yourself to make things more accountable. I’m planning on reading more in depth on your site in this new year for some financial inspiration…. I need to work on being more financially responsible, and don’t know where to begin! Thanks for sharing your goals… it’s encouraging to see someone else doing so well with them!
I totally agree with you Karen. Broadcasting your goals can work wonders. You either step up to the plate and swing away (goals met), or you are banished from the internet (goals not met because you didn’t care). Ok maybe not banished but close.
If you haven’t read Karen’s blog Dream in the Life then you’d better follow the link and check it out.
Karen and I both quit drinking in the same week, I’m very proud of her for doing it. Here is the most personal post I’ve ever read “I don’t want to be an alcoholic that I am” written by Karen. Please check it out and read the comments. It’s AMAZING!!
Jeff – Too bad Obama will take HALF!
If I can get extra free toppings, no doubt!
Financial Samurai´s last blog ..Samurai Predictions And Resolutions For 2010
Great Goals. I wish you all d best for your goals.
Indian Thoughts´s last blog ..How I Spend first day of 2010
@Indian Thoughts
Now that I put the goals out there, I’d better deliver
Do you have any goals to share for the new year?