Frugal Friday Tips: Saving Money Without the Pain

by Ryan Yates

Who Needs a Home Phone?

Saving money doesn't have to be painful.

It took some convincing for my wife to get rid of it, but in the end we decided to chunk our land line.

The reason? The lowest plan available from the phone company was still $40 per month, in the age of cell phones, we really on received telemarkting calls on our home phone. If you’re the sort of person who absolutely needs the comfort of having a home phone, you can always supplement your with an internet phone to fill the gap.

We Don’t Need No Stinkin’ Cable

More and more television shows (local and cable channels) are streaming on the internet these days. And of course you’ve heard of services like Netflix and Blockbuster; these days your favorite movies are out there on the web.

Just make sure you don’t lose your savings because you were talked into too much internet speed. If you intend to watch television and rent movies over the internet, you’ll need a decently fast internet connection. But there’s a happy medium where you can still save a significant amount of cash.

Toss Your Junk

Ok, first you need to recognize junk as junk . . . then toss it. Most of the time, it’s not that we don’t get rid of our useless possessions, it’s just that we all have a little ‘hoarder’ in us that doesn’t want to admit when things of ours have lost their usefulness.

Recognize when you’re stuff turns to old junk, and toss it. But how does tossing your junk save you money? In two ways. One – sell it or donate it; wither way you’ll get a financial benefit. Two – cleaning your house of junk can help you see the future; you’ll become more sensitive to spending money on items that you foresee as being thrown in the junk pile.

Coupons Galore

Coupons are not ancient relics of a time long since erased from our memories. Coupons are a great way to save money from everything to grocery store items, restaurant bills, weekend activities, and even vacation trips.

Yes, you can still open the paper and cut out coupons. But you can also utilize sponsored coupon books, savings magazines (we get 2 each month without signing up for anything), and even websites like LivingSocial and Groupon.

Off-Brand Savings

Did you ever see that Roseanne episode where Roseanne took Darlene’s homemaking class to the grocery store to buy dinner ingredients for a large family? Remember how shocked Darlene was when she found out that her mom had been buying generic cereal and putting it in the name-brand box at home?

Do you have that attitude when it comes to non name-brand food items? I don’t. Most of the off-brand items are exact replicas of the original, but you save money because the off-brand company hasn’t spent the big advertising dollars. (Because some off-brands are so similar to the original, I believe they might actually be rejects. But what do I care if my Frito’s knock-off isn’t as curly as it should be?)

Photo By Erik Charlton

{ 1 comment }

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