Frugal Friday Tips: Eating Out with the Kids

January 13, 2012

Our son is turning three years old in a few days, and my wife and I are amazed at how many things change with him every day. And definitely, one of the things that’s changing is his appetite. It’s like he went from a bottle and mushy baby food to regular food almost overnight. This [...]

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How To Live Within Your Means

January 11, 2012

Make any resolutions this new year? Already slipping on some of them? Well, if you’ve set a financial goal for this year to spend less, earn more, and get out of debt, I hope this helps you in your fight to stay financially trim. You’ve Got To Know How Much Money You Actually Make – [...]

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Knowing When You Need Debt Help

January 9, 2012

We live in a individualistic society that takes pride in the ability to take care of things for ourselves. After all, we’re Americans – we can take care of our own . . . right? But what happens when our spending gets so out of control that we pile up too much debt to pay [...]

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The Mindset of Saving Money

January 4, 2012

Saving money and making wise financial decisions doesn’t just magically happen – it takes a focused mindset and a persevering attitude. Realistic prioritization of your needs versus your wants can be the difference between a growing savings account and an empty checking account. The question is: Do you live in the real world? Arming the [...]

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Reduce the Damage of Not Paying Your Bills

January 2, 2012

If you have any type of debt, paying those bills is very important. If you don’t, your credit will be adversely impacted and in the long-run you will end up paying more for that debt as a result of increased interest and fees for being delinquent. But, what are you to do if you just don’t [...]

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Frugal Friday Tips: Online Shopping

December 30, 2011

If you’ve been paying attention to the holiday shopping news, there’s a good chance you’ve heard about Best Buy and their recent problems with online orders. Apparently, Best Buy had to cancel many orders made on their website when they ran out of merchandise (or because they refused to fill a certain amount of orders [...]

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Returning Gifts: An Emotional Decision

December 28, 2011

Should you return or exchange a gift? It’s a question that hearkens back to the invention of credit cards and the mall. On one hand, someone took the time and energy to search out that perfect present for you that they were certain would light up your life. They fought through angry mobs of shoppers, [...]

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